At TruckLenders USA, we finance just about anything with a title.
We specialize in financing work trucks, construction
equipment, commercial trailers; everything from hybrids and compressed natural gas vehicles to executive limousines. In other words, TruckLenders USA finances nearly any titled commercial equipment with wheels.
We're ready to help you grow or maintain your business with new equipment by following these common-sense guidelines:
All equipment financed must:
Trucks must be 10 years or newer.
Trailers must be 7 years or newer.
Be within 10% of comparable values.
Minimum financed amount of $15,000.00
Have a proven and accessible used-vehicle market.
Qualified applicants must:
Have a minimum credit score of 675
2 years minimum verifiable time in business
Commercial Truck References
Special Requirements for Sleeper Trucks ( Min Fleet requirement of 3 Trucks)
Current Bank Account in their personal or business Name
TruckLenders USA offers a truly wide range of leasing products as well as custom leasing solutions to meet your needs. Even in today's more rigorous credit climate, we can find answers to help you expand or maintain your business with commercial vehicle lease programs such as:
Operating Leases: Operating Leases may permit you to deduct them as an operating expense and also give you the advantages of enhanced cash flow and lower monthly payments.
Capital Leases: A capital lease may your answer if long-term ownership is your goal. Typical end-of-lease purchase prices range between $1 and 10% of equipment cost.
Please ask about our variety
of credit programs (877-233-1475) and how we can combine or tailor them to help meet your tax, growth or replacement budget necessities. In today's economy it’s important to have a finance company that can find solutions to help expand
or maintain your business. TruckLenders USA will do just that.
And of course, if you have any questions, please let one of
Direct Lending Specialists know.
100% Financing at Fixed Rates – Unlike loans, leasing usually requires no down-payments, and eliminates the need for compensating balances.
Conserves Working Capital - Rather than purchasing equipment with cash, lease it. Through leasing, you conserve working capital that can be used more profitably for your short-term business needs.
Tax Deductible Monthly Payments - Unlike loan payments, lease payments may be fully tax deductible as an operational expense.
Preserves Bank Lines of Credit - Rather than purchasing equipment with cash, lease it. Through leasing, you conserve working capital that can be used more profitably for your short-term business needs.
Convenient and Quick Approval Process - Leases are generally much quicker to approve than bank loans. Our app-only programs usually provide an approval within a few hours.
Leasing Eliminates Equipment Obsolescence - Leasing lets you regularly upgrade your equipment to a state-of-the-art level, eliminating the inefficiencies of owning outdated equipment.
Leasing Improves Your Balance Sheet - To purchase equipment with borrowed funds would increase your liabilities, significantly affecting your leverage ratio. Leasing increases your liquidity and provided off-balance sheet financing.
Company tax incentives
Enhanced cash flow
Reduced maintenance costs
Financing customized to your business model
More efficient equipment upgrades and no re-selling
Upgrade equipment with enhanced savings
Whether you're looking for a short-term lease or the tax
benefit leasing creates, TruckLenders USA provides unique
and custom solutions for each business that comes to us
Look into our problem-solving solutions for commercial truck financing, such as:
-- Fast Start: this program may help your business to lease new or replacement trucks and equipment with very little money down and with lower monthly payments for up to 6 months.
-- Payment Deferral: this program can help give you a leg up as you begin a new operation. You may defer your payments for a limited amount of time to build equity in your business.
-- Payment Pacer: pay off a lease faster than normal terms with Payment Pacer. It lets you increase your payments as your business becomes more profitable.
-- Payment Skip: If you have a seasonal business or an unexpected slow period, opt for Payment Skip to help manage your budget.
And remember, we can combine special features with traditional leases or develop completely customized finance plans for your business. Want more information? Call us today at: 877-233-1475.
With up to $1,000,000.00 available to them for any given
transaction, our industry specialists will work with your
company's needs to ensure a lease most suitable
to your needs. Ranging from 24 to 60 months these leases
offer cost savings for you and your business partners.
Find out more about your finance & credit options today Call877-233-1475
Great commercial truck lending rates 6.9% on 60 mo. terms Apply Now