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Financing Guidelines

At TruckLenders USA, we finance just about anything with a title. We specialize in financing work trucks, construction equipment, commercial trailers; everything from hybrids and compressed natural gas vehicles to executive limousines. In other words, TruckLenders USA finances nearly any titled commercial equipment with wheels.

We're ready to help you grow or maintain your business with new equipment by following these common-sense guidelines:

All equipment financed must:

  • Trucks must be 7 years or newer.
  • Trailers must be 7 years or newer.
  • Be within 10% of comparable values.
  • Minimum financed amount of $15,000.00
  • Have a proven and accessible used-vehicle market.

Qualified applicants must:

  • Have a minimum credit score of 675
  • 2 years minimum verifiable time in business
  • Commercial Truck References
  • Special Requirements for Sleeper Trucks ( Min Fleet requirement of 3 Trucks)
  •  Current Bank Account in their personal or business Name