Get the Crane Truck You Need—Without the Financial Headache
Crane trucks are critical tools on most commercial job sites—whether you're lifting rebar, setting precast panels, or moving HVAC units into place. As a general contractor or heavy construction firm, you can’t afford to delay projects due to equipment shortages.
That’s where we come in.
At TruckLenders USA, we specialize in crane truck financing for construction companies, offering flexible, fast-track funding with no tax returns, no hard credit pull, and decisions in as little as 24–48 hours. If you’ve got 650+ credit and 2+ years in business, you’re already on the path to approval.
If you run a commercial construction business or heavy equipment crew, this program was built for you. We work exclusively with companies that need vocational trucks and understand how equipment impacts timelines, contracts, and profitability.
We help finance crane trucks for:
Commercial Builders & General Contractors
Serving public and private projects that demand precision lifting and material handling.
Steel Erection Crews
From pre-fab buildings to multi-level structures, boom and telescopic trucks are must-haves.
Concrete and Precast Teams
Handling slabs, panels, and forms on job sites statewide or nationally.
Municipal & Infrastructure Contractors
Bidding on DOT work, storm drain systems, bridge repair, or utility jobs requiring crane access.
If you need a work-ready crane truck to fulfill contract obligations or scale your team, we’re ready to help.
From basic boom trucks to high-capacity knuckle booms and articulating cranes, we finance nearly every crane setup used in the construction industry.
Boom Trucks – Flatbed-based cranes with telescoping arms, ideal for lifting trusses, HVAC, or steel components.
Knuckle Boom Cranes – Foldable arms with articulation for tighter urban or compact job sites.
Articulating Cranes – Precision movement for specialized loads or complicated lifts.
Telescopic & Mounted Cranes – Extended vertical reach cranes for precast, panel installs, and multi-story jobs.
You can purchase new or used, from a dealer or private party, and we’ll structure the loan around your business goals—whether that’s minimizing monthly cost or maximizing tax deductions.
While leasing can work for temporary projects, most serious construction firms opt to finance their crane trucks—and for good reason:
Build long-term value on your balance sheet and avoid mileage, use, or return restrictions.
Use Section 179 to deduct the full purchase price, or leverage depreciation to reduce taxable income.
Once the loan is paid off, the equipment is yours to sell, trade in, or deploy elsewhere.
Financing gives you the freedom to upfit the truck with racks, wraps, PTO systems, outriggers, and more—on your terms.
With a financed truck, you control the asset—and that means more control over jobsite readiness and long-term ROI.
We focus on practical lending criteria, not endless paperwork. If you’ve been running your business and generating steady revenue, chances are high that you qualify.
Credit Score: 650+ personal FICO
Time in Business: 2+ years
Monthly Revenue: $15,000+
Business Entity: LLC, Corporation, or Sole Proprietor
EIN + Business Checking Account
We’ll ask for basic business info, a copy of your driver’s license, and 3 months most recent bank statements—no tax returns, profit-and-loss reports, or financial statements required.
Already have a truck picked out? Send us the listing or invoice, and we’ll review same day.
We’ve helped construction firms finance vocational trucks for over 30 years—and we’re still just as fast, lean, and contractor-focused as ever.
Here’s why builders across the U.S. trust TruckLenders USA:
Commercial-Only Lender
We only work with business buyers, and we understand construction timelines, bid cycles, and operational needs.
No Tax Returns or Financials
If your revenue is steady, that’s what matters. We don’t slow you down with paperwork.
Soft Credit Pull to Prequalify
Check your eligibility without affecting your score.
Fast Approvals, Real People
You’ll work with a dedicated loan advisor who knows the industry and can help you get funded fast.
Used or New Equipment
We finance both—whether you're buying from a dealer, a private seller, or trading up your existing rig.
Whether you’re a contractor in Miami, a steel crew in Phoenix, or a municipal bidder in Chicago, we can help you secure the crane truck financing you need—on your timeline.
If your construction company needs a crane truck—and you’ve got the credit and history to back it up—we’re ready to move fast.
No tax returns. No hard credit pull. No red tape.
Want to explore all your options? Visit our crane truck financing hub page »
