TruckLenders USA ("Company," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, store, and safeguard your information when you use our financing application system.
By using our services or submitting your information, you agree to the terms outlined in this Privacy Policy.
We collect personal, business, and financial information to evaluate your eligibility for commercial truck or equipment financing. This includes:
Full Name
Social Security Number (SSN)
Date of Birth
Email Address
Phone Number
Residential Address
Government-issued ID (e.g., Driver’s License)
Bank Account Information
Uploaded Bank Statements
Business Revenue and Banking Details
Equipment Invoices or Quotes
Credit Score (if provided)
Business Name and EIN
Business Address
Years in Business
Equipment Details
We do not collect passwords, medical records, or unnecessary personal data.
Your data is used solely to process your financing application:
Evaluate your eligibility for funding
Share with approved lending partners for underwriting
Verify your identity and prevent fraud
Contact you regarding your application
Use automated document analysis tools to assist with review
We never sell or rent your information to third-party marketers.
We apply advanced encryption and security protocols, including:
Secure Data Transmission: All data is encrypted in transit using HTTPS (SSL/TLS).
Encrypted Storage: Uploaded files are encrypted using AES-256 and stored in Amazon S3 and Microsoft SharePoint with strict access controls.
Key Management: Encryption keys are protected using AWS Key Management Service (KMS).
Authentication: User logins are securely handled via Amazon Cognito.
Access Logging: All sensitive data access is tracked and monitored.
Email Security: Sensitive data is never stored or transmitted via email.
Only authorized personnel with role-based access may view your data.
We retain data only as necessary:
Data is retained only for underwriting, funding, fraud prevention, or legal compliance.
We only share your data with essential service partners:
Lenders: Who underwrite and fund your application
Credit Bureaus: When a credit check is required
Technology Providers: Such as AWS, Salesforce, SharePoint, and Bedrock AI to process applications securely
Legal Authorities: When required by law
We do not share your data with advertisers or unauthorized entities.
You have the right to:
Request a copy of your personal data
Request correction of inaccurate data
Request deletion of your data
Withdraw consent before final funding
To exercise these rights, email us at credit@trucklendersusa.com.
We may use cookies to enhance user experience and site functionality.
No sensitive application data is stored in cookies or tracking tools.
We do not use cookies for advertising or retargeting.
We may use secure AI tools (e.g., AWS Textract, Bedrock) to extract and analyze application documents (e.g., bank statements). These tools assist with document parsing and preliminary evaluation. All final funding decisions are reviewed by licensed professionals or lenders.
We may update this policy from time to time. Updates will be posted here with the updated “Last Updated” date.
If you have any questions about this Privacy Policy, please contact us:
Email: credit@trucklendersusa.com
Phone: 877-233-1475
Website: www.trucklendersusa.com
