Get Funded Fast—Know What You Need Before You Apply
If you're a mobile pet groomer or salon owner looking to hit the road with your own grooming van, you want clear answers—fast. At TruckLenders USA, we’ve helped thousands of grooming professionals secure commercial vehicle financing with less paperwork, faster approval times, and real people guiding the process.
This page outlines exactly what you need to get approved for a grooming van loan. If you meet these criteria, we’ll get you funded quickly—with no hard credit pull and no tax returns required.
A solid personal credit score is one of the most important factors in getting approved for grooming van financing.
650+ credit score is preferred
Higher scores typically qualify for:
Lower down payments
Faster approvals
More competitive terms
We use a soft credit pull during prequalification—there’s no impact to your credit score.
Even if your score is slightly below 650, we may still be able to help. We look at the full picture—including revenue and time in business—when evaluating your application.
Time in business helps lenders feel confident that your operation is stable and profitable.
2+ years in business is ideal
Newer businesses or startups may still qualify if you have:
Strong personal credit
Consistent revenue
A registered business entity
If you're just launching your mobile grooming business, reach out. We work with new entrepreneurs all the time and can help you explore the best options.
Your monthly income helps determine what size loan you can comfortably afford—and what loan terms you’ll be offered.
Expect to show $10,000+ per month in business revenue
Higher revenue can lead to:
Lower rates
Longer terms
Higher approval amounts
We don’t require tax returns or profit/loss statements. We’ll guide you on how to verify your revenue with simple bank statements or merchant account summaries if needed.
To qualify for a grooming van loan, you’ll need a registered business—no side hustles or personal-use-only financing.
Accepted business types:
LLC (Limited Liability Company)
Corporation (C-Corp or S-Corp)
Sole Proprietorship
You’ll also need:
A valid EIN (Employer Identification Number)
A business checking account to receive and make payments
If you’re not sure how to set this up, we can connect you with resources to get your business entity registered fast.
We keep paperwork to a minimum. Here’s what we typically request:
Invoice or listing for the grooming van you want to finance (new, used, or custom build)
A valid driver’s license
Basic business information:
Legal business name
EIN
Years in business
Business address and contact info
What’s NOT required:
No tax returns
No profit & loss statements
No business plan
Prequalifying takes just 60 seconds and requires minimal documentation. Once pre-approved, we’ll walk you through the final steps to get funded.
We’ve been financing commercial vehicles—including grooming vans—for over 30 years. Our entire process is built around supporting small business owners in vocational industries.
What makes us the go-to choice for grooming professionals?
Fast-track approvals—we fund most deals in days, not weeks
No tax return requirement—keep it simple
Real human support—talk to a specialist who actually understands the grooming business
Deep knowledge of grooming van builds, equipment, and vendor financing
From private-party used vans to custom builder conversions, we know how to structure deals that work.
Already meet the requirements? You’re closer to your grooming van than you think.
Learn more about our grooming van financing programs
Meet the requirements?
Prequalify now — no hard pull, no tax returns, fast approval.
