Fast, Simple Financing for Contractors and Equipment Operators
Need a crane truck now? Whether you’re expanding your fleet, taking on a new contract, or replacing an aging unit, the last thing you want is a drawn-out loan process. You need fast answers, flexible terms, and a lender that actually understands the equipment you rely on.
At TruckLenders USA, we specialize in crane truck financing—with no tax returns, no hard credit pull, and approvals in as little as 24 hours. We finance boom trucks, knuckle booms, telescopic cranes, and articulating models—new or used, from dealers or private sellers.
Below is exactly how to finance a crane truck in five clear steps.
Before you apply, it’s smart to check that you meet the minimum qualifications. Our process is designed for contractors and operators with real businesses—not paperwork-heavy startups or personal-use buyers.
650+ credit score (FICO)
2+ years in business
$15,000+ in monthly revenue
Business entity (LLC, Corp, or Sole Prop with EIN)
We don’t require tax returns or financial statements—just proof that your business is active and cash flowing.
Want a detailed breakdown? Read our crane truck loan requirements guide »
Once you know you qualify, it’s time to decide what type of crane truck fits your business needs. The good news: we finance all major types, whether you’re buying new or used.
Boom Trucks – Great for lifting materials on job sites or multi-story construction.
Knuckle Boom Cranes – Folding, articulated arms ideal for tight urban or utility work.
Telescopic Cranes – Hydraulic reach cranes perfect for high or long-distance lifts.
Articulating Cranes – Versatile and compact, often used in telecom, landscaping, or fleet services.
We finance trucks from licensed dealers or private sellers, including those listed on Craigslist, Facebook Marketplace, or direct-sale platforms.
To move forward with your application, you’ll need to provide a clear quote or listing for the crane truck you want to finance.
That means:
Make, model, and year of the truck
Purchase price
Dealer invoice or link to private party listing
Don’t have the truck picked out yet? No problem—you can still get prequalified and shop with confidence knowing how much you’re approved for.
Now that you’re qualified and have a truck in mind, it’s time to apply. At TruckLenders USA, we make it fast and frictionless.
No tax returns or financials required
Soft credit pull only – won’t affect your score
Approvals in less than 24 hours
Funding up to $500,000
Terms from 36 to 72 months
We’re a commercial-only lender, which means our underwriting is built around business owners like you. You’ll also get matched with a real loan advisor who can walk you through every step—no call centers, no guessing.
Once approved, we wire the funds directly to the seller—whether it’s a dealership or private individual. We also coordinate all the paperwork so the process is seamless on your end.
You don’t have to chase signatures or spend time at the DMV. We handle:
Bill of sale coordination
Title and lien registration
Final contract documentation
All you need to do is pick up your crane truck and put it to work. In most cases, businesses are fully funded and operational within just a few business days.
There’s no shortage of lenders out there—but most don’t understand the equipment, the urgency, or the realities of construction and heavy industry.
At TruckLenders USA, we’ve spent over 30 years financing vocational equipment like crane trucks—and we’ve built our process to support working professionals, not slow them down.
Here’s what makes us different:
30+ Years of Industry Experience
We’ve funded over a billion dollars in vocational vehicles and know crane trucks inside and out.
Commercial-Only Lending
We don’t do personal vehicles or consumer loans—only trucks for real businesses.
No-Nonsense Process
No tax returns. No financial statements. No unnecessary red tape.
Real Support from Real People
You’ll get a dedicated loan advisor who knows how to close deals fast and solve problems quickly.
Whether you're an independent crane operator or managing a growing fleet, our team will help you secure the funding you need—on your terms, with minimal delay.
If you’re ready to finance a crane truck—and you meet the basic qualifications—it takes just 60 seconds to get started.
You’ll get prequalified without a hard credit pull, and you’ll hear from our team within 1 business day.
Want to see the full range of equipment loan options? Visit our crane truck financing hub »
