Fast, Flexible Financing for Contractors, Crews, and Equipment Buyers
Whether you're prepping job sites, loading materials, or handling tight-access grading, a skid steer is one of the most versatile tools in your fleet. At TruckLenders USA, we make skid steer financing simple, fast, and built for small-to-mid-size contractors—with no tax returns, no hard credit pull, and real human support every step of the way.
We work exclusively with businesses, offering commercial-only financing for new and used equipment from top brands like Bobcat, CAT, Kubota, and John Deere. If you’re ready to grow your fleet without tying up your cash flow, let’s get to work.
Skid steers come in many sizes and setups—and we finance nearly all of them. Whether you’re upgrading your first loader or adding to a growing fleet, we’ve got you covered:
New and used skid steers
Wheeled or tracked units
Dealer or private-party purchases
Top brands:
Bobcat
Caterpillar (CAT)
John Deere
Kubota
Takeuchi
Case, Gehl, New Holland, and more
We also finance attachments, trailers, and bundled packages—so you can get everything you need in one deal.
Skid steers are one of the most popular entry points for new contractors and small firms—and financing one is often smarter than paying cash up front.
Here’s why financing makes sense:
Affordable entry point – Many used units can be financed under $60K
Preserves working capital – Keep cash on hand for labor, fuel, and materials
Strong resale value – Equipment holds value, helping you trade up or sell later
Get to work faster – Start jobs now and generate revenue while paying over time
With terms up to 72 months, you can match your monthly payment to your workflow—and let the machine pay for itself.
Our financing programs are built specifically for business use. Whether you’re buying from a dealer, online seller, or auction, we make it easy to get approved and funded fast.
Loan amounts up to $100,000
36 to 72-month terms
No tax returns or P&L required
Soft credit pull only—won’t affect your score
Same-day approvals in many cases
No early payoff penalties on most deals
We handle the financing so you can focus on the work—not the paperwork.
We don’t ask for piles of documents or complicated financials. Our approval process is streamlined to get contractors funded fast.
To qualify, you’ll typically need:
650+ credit score
2+ years in business
$10,000+ in monthly revenue
A registered business entity:
LLC
Corporation (S-Corp or C-Corp)
Sole Proprietor
If you’re newer but have strong credit, reach out—we may still be able to help based on your individual situation.
You’re not buying a family SUV—you’re investing in business equipment. That’s why you need a lender who understands the commercial space.
At TruckLenders USA, we’ve been financing construction and site work equipment for over 30 years, with a clear focus on speed, flexibility, and simplicity.
Why contractors choose us:
Commercial-only lending – no consumer distractions
No tax returns required – save time and stress
Fast-track approvals – decisions in hours, not weeks
Real-person support – no automated hoops, no dealership upsells
Industry experience – we know your equipment and how to structure your deal
Thousands of contractors trust us to fund their next machine—and we’re ready to help you next.
Can I finance a used Bobcat?
Yes. We finance both new and used Bobcats, including purchases from private sellers, dealers, and auctions.
Can I buy from Facebook Marketplace or an auction?
Absolutely. We finance equipment from private-party sellers, online marketplaces, and auction platforms like Ritchie Bros. and IronPlanet.
Can I finance multiple pieces of equipment?
Yes. If you're buying multiple machines or want to bundle a skid steer with attachments or a trailer, we can structure a loan that covers everything.
Looking for other equipment? Visit our construction equipment financing hub.
Ready to add a skid steer to your fleet?
Apply for skid steer financing now — no hard credit pull, no tax returns, and fast answers from commercial equipment finance pros.
