Used Crane Truck Loan

Used Crane Truck Loan

Fast, Flexible Financing for Pre-Owned Crane Trucks

Buying used makes sense—especially when you're running a construction, utility, or logistics operation where uptime matters more than appearance. If you’re looking for a reliable crane truck at a fraction of the cost of new, we can help you finance it—fast.

At TruckLenders USA, we specialize in commercial-only lending for contractors and equipment buyers. With 650+ credit, 2+ years in business, and a simple invoice or listing, you can get approved without tax returns, and without a hard credit pull.

Why Buy Used?

New crane trucks can cost hundreds of thousands of dollars. For many operators, buying used delivers more value without compromising reliability.

Here’s why thousands of contractors choose used:

  • Lower Capital Outlay – Spend less upfront and keep your working capital where it belongs—in your business.

  • Perfect for Fleet Expansion – Add a second or third truck without blowing the budget.

  • Maintains Resale Value – Well-maintained used boom and knuckle boom trucks retain their value over time.

  • Available Immediately – Avoid long lead times or factory buildouts—buy from local inventory and get to work.

If the truck is work-ready, we’ll help you finance it fast—whether it’s from a dealer or a private seller.

Financing Options

We finance all types of used crane trucks, from compact knuckle booms to larger boom trucks used in commercial construction and infrastructure.

Crane Truck Types We Finance:

  • Boom Trucks – Ideal for lifting heavy loads on-site or delivering materials to multi-story buildings.

  • Knuckle Boom Cranes – Great for precision work and confined urban job sites.

  • Telescopic Cranes – Designed for extended reach and vertical lift capabilities.

  • Articulating Cranes – Common for utility and telecom service, often mounted on flatbeds or utility bodies.

Loan Features:

  • Financing Up to $500,000+

  • Flexible Terms: 36–72 Months

  • Dealer or Private-Party Sales Approved

  • Used Equipment OK (subject to condition and age)

  • No mileage or hour restrictions for many lenders

We’ll work with you to structure a deal that fits your cash flow and job schedule—whether it’s your first crane truck or your fifth.

Requirements to Qualify

We focus on real businesses—not red tape. If you’ve been operating for a couple of years and have solid revenue, chances are high you’ll qualify.

Minimum Used Crane Truck Loan Requirements:

  • 650+ Personal Credit Score

  • 2+ Years in Business

  • $15,000+ Monthly Revenue

  • LLC, Corporation, or Sole Proprietor with EIN

  • Invoice or Equipment Listing – From a dealer or private seller

That’s it. No tax returns. No profit-and-loss statements. No nonsense.

If you’re not sure whether you qualify, submit your info and we’ll review your file—with no impact to your credit.

Why TruckLenders USA?

Not all lenders understand crane trucks. At TruckLenders USA, we’ve been financing vocational trucks for over 30 years—including boom trucks, knuckle booms, and utility rigs across the country.

What makes us different:

  • Commercial-Only Lender
    We only finance equipment for business use. That means faster underwriting, fewer restrictions, and more approvals.

  • No Tax Returns or Financials Required
    Just submit your invoice, basic business info, and one recent bank statement—we’ll take it from there.

  • Fast Approvals
    Many applications are reviewed same-day. If you’re a qualified buyer, we’ll move quickly.

  • Soft Credit Pull Prequalification
    Check your approval odds in 60 seconds without affecting your score.

Whether you're buying from a dealer or picking up a used crane truck off Craigslist, we’ll help you get the funding you need—without slowing you down.

Frequently Asked Questions

Can I finance a used crane truck from a private seller?
Yes! We finance both dealer and private-party transactions. Just send us the online listing or a signed quote—we’ll handle the paperwork and send the funds directly to the seller.

Do you finance older or high-hour units?
Yes, depending on the condition and lender guidelines. Most used trucks under 10–12 years old with reasonable hours/mileage are eligible. We’ll review each truck case by case.

Can I finance more than one crane truck at once?
If your business cash flow and credit support it—yes. We can help you finance multiple units under a single loan or staggered funding line.

What if I haven’t bought the truck yet?
No problem. You can get prequalified first, then shop with confidence knowing your approval is in place. Once you find a truck, just send us the listing and we’ll finalize the terms.

How soon can I get funded?
Once approved and documents are received, funds are typically wired within 24–48 hours. Private-party sales may take slightly longer due to title verification.

Apply Now

If you’re ready to buy a used crane truck—and you meet the basic qualifications—our team is here to help.

You don’t need perfect credit. You don’t need piles of paperwork. You just need a real business and a truck to get the job done.

Want to explore full financing options? Visit our crane truck financing hub page »

Apply now for a used crane truck loan—no hard pull. Fast, no-nonsense approval.

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