If you’re running a towing business in places like Des Moines or Cedar Rapids, you already know: your tow trucks are the heart of your operation. But buying a new or used tow truck isn’t cheap—and if you’re just starting out or building your fleet, paying out-of-pocket can quickly drain your cash flow.
What if there was a better way?
Right now, local contractors, towing companies, and auto recovery startups across Iowa are getting approved for Tow Truck financing without jumping through hoops. And even if your credit isn’t perfect, there are options.
Let’s break it down and show you how financing your truck—without getting buried in paperwork—is easier than you think.
Ask anyone in Iowa’s towing or roadside assistance business, and they’ll tell you: getting equipment financing from a local bank can be slow and stressful.
Banks typically ask for:
And even if you qualify, the approval process can take weeks. That’s time you don’t have when you’re trying to put a new truck to work in your fleet.
Dealer financing isn’t much better. Many local dealers in Iowa mark up the price or limit financing to only top-tier buyers. It’s even tougher for startups or business owners with less-than-perfect credit.
But it’s not just towing companies. Fleets in construction, delivery, and even tree service around Iowa rely on similar equipment—and face the same financing headaches. Whether you're hauling cars or clearing storm damage, without the right truck, you’re stuck.
That’s where TruckLenders USA comes in. We specialize in helping Iowa business owners like you get financing fast—without the usual roadblocks.
Here’s why more local businesses are choosing us:
Whether you're expanding your fleet or getting your first tow truck on the road, we’ll find financing that fits you—not the other way around.
TruckLenders USA has worked with businesses across Iowa to secure the equipment they need—without the long wait or red tape.
If you’re in Iowa, don’t let paperwork or a low credit score stop you from growing your business. Tow Truck financing in Iowa is easier than ever with TruckLenders USA.
Whether you’re towing in Cedar Rapids, running a recovery operation near Des Moines, or launching a startup fleet anywhere in the state—financing your next tow truck doesn’t have to be a headache.
Check out more about our Tow Truck financing requirements or learn how to get a used tow truck loan if you’re looking to buy pre-owned.
Apply for Tow Truck financing in Iowa now.
See what you qualify for today.
Let’s get you back on the road—faster, easier, and fully equipped.