Welcome to TruckLenders USA. These Terms of Service (“Terms”) govern your use of our website, application system, and services (collectively, the “Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, please do not use our Services.
TruckLenders USA provides a financing application platform for commercial vehicles and equipment. We work with brokers, lenders, and funding partners to evaluate and process your application.
We are not a direct lender and do not make credit decisions. Approval and funding are subject to review by third-party lenders.
To use our Services, you must:
Be 18 years or older
Provide truthful and accurate information
Use the Services only for lawful business financing purposes
We reserve the right to refuse service for any reason.
By submitting an application, you authorize us to:
Collect personal, financial, and business information
Share your application with affiliated lenders and funding partners
Use secure automation tools (e.g. document analysis, AI-based scoring) to assist in review
You are responsible for ensuring the accuracy of all data submitted.
Submitting an application does not guarantee approval, funding, or specific terms. Approval decisions are made by third-party lenders based on their underwriting criteria.
Uploaded documents (e.g. bank statements, ID, invoices) are:
Encrypted using industry-standard methods (AES-256, KMS)
Stored in secure AWS S3 or SharePoint environments
Not shared outside of the financing process
You agree not to upload malicious or fraudulent files.
If you are a broker using our portal:
You are responsible for maintaining confidentiality of your login credentials
You agree not to share your account or impersonate others
Access may be revoked at any time for misuse or policy violations
All content, branding, design, and software on our platform is owned by TruckLenders USA. You may not copy, reproduce, or reuse our materials without written consent.
To the fullest extent permitted by law, TruckLenders USA is not liable for:
Losses resulting from denial of funding or loan terms
Damages from use or inability to use the Services
Unauthorized access to your data (despite reasonable safeguards)
Our Services may rely on third-party platforms like:
Salesforce (CRM)
Amazon Web Services (cloud storage, encryption)
Microsoft SharePoint (document storage)
Amazon Cognito (authentication)
We are not responsible for issues arising from these third parties.
These Terms are governed by the laws of the State of California. Any disputes will be handled in the appropriate courts of Orange County, CA.
We may update these Terms at any time. Continued use of the Services after changes indicates acceptance.
If you have questions about these Terms, contact us:
Email: credit@trucklendersusa.com
Phone: 877-233-1475
