If you're trying to grow your business in Sioux Falls or Rapid City, but need a tow truck and don’t have tens of thousands sitting in your account, you’re not alone. Whether you're hauling broken-down vehicles off I-90 or running a busy fleet in a smaller town like Spearfish, having the right equipment matters.
But buying that truck upfront? It’s not always possible — especially if you're just starting out or have had credit bumps along the way. Good news: tow truck financing in South Dakota is easier than you think.
Here’s how local business owners are getting approved — fast — even with less-than-perfect credit.
In South Dakota, small business owners work hard. We know because we serve folks just like you — contractors, towing companies, tree services, and roadside assistance crews — all across the state. But when it's time to buy or upgrade a tow truck, many run into roadblocks.
Traditional bank loans can take forever. Some require high credit scores, large down payments, or mounds of paperwork. And working with local dealers? They often mark up rates or push you toward trucks outside your budget.
Whether you're running a towing business off Highway 212 or helping stranded drivers around Aberdeen, you don’t have time to play games with banks or sit around waiting weeks for a “maybe.”
You need answers fast — and a lender who understands your business in South Dakota.
That’s where TruckLenders USA comes in. We specialize in helping local businesses across South Dakota secure fast, flexible tow truck financing — and our process is built for busy operators just like you.
Here’s why our customers choose TruckLenders USA:
You focus on your routes, towing calls, and growing your service — we make financing simple and stress-free.
If you’re a startup trying to break into the towing industry in Brookings, or need a second truck to expand your mobile fleet in Mitchell, we know how to help.
You don’t need a perfect credit history — you need the right equipment to do the job. And we’re here to make that happen in days — not weeks.
Not sure if you meet the basic criteria? Check out our quick guide on tow truck financing requirements.
Looking to finance a pre-owned truck instead? Learn more about how a used tow truck loan can help stretch your budget further.
If you’re in South Dakota, don’t let paperwork or a low credit score stop you from growing your business.
With TruckLenders USA, there’s:
Just fast, flexible tow truck financing in South Dakota — built for hardworking folks who are ready to grow.
So whether you're replacing an old wrecker in Sioux Falls or finally starting that towing business you've been dreaming of in Rapid City — don’t wait.
Apply for tow truck financing in South Dakota now.
See what you qualify for today.
