Found the perfect used bucket truck for your business? Now you just need the right financing to lock it in—fast.
At TruckLenders USA, we specialize in commercial equipment loans with zero fluff, zero delays, and no tax returns required. If you’ve got 650+ credit and 2+ years in business, getting a used bucket truck loan is easier than you think.
Whether you're buying from a dealer or a private seller, we’ll help you secure funding quickly—with low down payment options and fast approvals.
Financing a used truck just makes sense for most contractors, especially in high-demand, field-service industries. Here’s why:
Lower Purchase Price = Faster ROI
Used bucket trucks often cost 40–60% less than new models—and many still have years of reliable service left. Lower cost = quicker payoff = better cash flow.
Smart Choice for Utility and Service Businesses
From telecom and electrical contractors to arborists and municipalities, buying used gives you the flexibility to expand your fleet without tying up working capital.
Strong Resale Value
Quality bucket trucks—especially those with maintained lift systems—hold their value well. When you finance used, you're still investing in a real asset.
A used bucket truck loan gives you the flexibility to grow your business while keeping costs under control.
We make financing simple and built around your business—not someone else’s rules.
Here’s what we offer:
Loan amounts from $25,000 to $250,000
36 to 72 month terms
Low down payment options (as low as 10% for qualified buyers)
Dealer, auction, and private party purchases allowed
Financing available for trucks up to 15 years old
Found a truck on Craigslist? Facebook Marketplace? At auction? We’ll fund it. Just send us the listing or invoice, and we’ll walk you through the next steps.
We keep our requirements clear and simple. To get approved for a used bucket truck loan, here’s what you’ll need:
650+ personal credit score
2+ years in business
Valid business entity (LLC, Corporation, or Sole Proprietor)
Approximately $15,000/month in revenue
An equipment quote, invoice, or listing link
That’s it. No tax returns, no profit & loss statements, and no hard credit pull to get started.
If you meet these requirements, you’re already on the fast track to approval.
You wouldn’t go to a car dealership to buy a bucket truck—so why use a general lender?
At TruckLenders USA, we do one thing: commercial equipment financing. We know the specs, the vendors, and the real needs of service-based businesses that rely on trucks to do their job.
Here’s why buyers choose us:
Commercial-only lender – No confusion with personal-use auto lenders
Fast approvals – Most deals approved in under 24 hours
No financials required – Skip the paperwork, focus on your truck
Friendly to private party deals – Craigslist, Facebook, even out-of-state sellers
Trusted by thousands of utility crews, arborists, and contractors nationwide
If you’ve found your truck and you're ready to move forward, we’ll make it happen—without the delays.
Can I finance a truck from Craigslist or a private seller?
Yes. We regularly fund private party purchases. Just send us the listing or a signed quote, and we’ll guide you through the process.
Can I get a loan for an older or high-mileage truck?
Yes. We finance used trucks up to 15 years old, depending on the condition and value. High mileage is not an automatic disqualifier if the lift and chassis are in working order.
Do I need a CDL to qualify?
Not necessarily. We finance trucks for CDL and non-CDL buyers.
If you’ve found a used truck, don’t wait. The best deals move fast—and so do we.
Apply now for a used bucket truck loan—fast approval, no hard credit pull.
We’ll review your application, give you clear terms, and help you close the deal in as little as 2–3 business days.
Want to compare options or see what else we finance?
Learn more about our bucket truck financing programs
