Need a reliable bucket truck financing solution? Whether you're a contractor, utility crew, or service provider, we help established businesses get approved fast—no hard credit pull required. With clear criteria and no tax returns needed, our process is built for speed. If you’ve got a 650+ credit score and 2+ years in business, you’re in the right place.
We specialize in helping established small to mid-sized businesses secure bucket truck loans without the runaround. Our clients typically include:
Utility contractors handling electric, cable, and telecom work
Tree service companies managing residential and commercial trimming
Sign installation crews and lighting maintenance providers
Municipal service providers and subcontractors
Fleet managers replacing or expanding existing trucks
If you're a utility business, see our specialized bucket truck financing for utility companies.
We offer bucket truck financing for both new and used equipment, including:
Lease-to-own options (no residual at the end)
Term loans with flexible repayment structures
$25K to $500K approvals without full financials
Private party and auction purchases allowed
Not sure whether to lease or finance? Visit Bucket Truck Leasing vs Financing to compare options.
We keep it simple. To get approved for bucket truck financing, you’ll need:
650+ personal credit score
2+ years in business
Valid business entity (LLC, Corp, etc.)
3 Months Most Bank Statements
Equipment invoice or seller quote
Driver’s license and bank statements
No tax returns, no P&Ls, and no hard credit pull required to get a quote.
Want to see the full list? Visit our bucket truck financing requirements page.
We’re not a bank—we’re a direct equipment finance company built for business owners who need fast, no-fluff approvals.
Here’s why contractors trust us for bucket truck financing:
Decades of experience in the truck and vocational equipment space
No hard pull to get started—protect your credit
Same-day approvals in many cases
No nonsense underwriting—we only ask for what we truly need
Dedicated support from our in-house team, not a call center
We get you the funding you need, without wasting your time.
You don’t need to buy new to get approved. We offer bucket truck loans for:
Used bucket trucks up to 15 years old
Refinancing existing trucks to unlock equity
Fleet expansion and replacement units
Buying used? See our used bucket truck loan guide for what to expect.
What credit score do I need?
650+ FICO is the minimum. If you're close and have strong business history, we can still review your file.
How fast is the approval process?
Many approvals are issued in under 24 hours once we have your documents. Funding can happen as fast as 2–3 days.
Do you finance private party sales or auctions?
Yes. We finance dealer, private party, and auction purchases. Just send us a quote or invoice.
Will applying affect my credit?
No hard pull is required to get a quote. We only run credit if you choose to move forward.
Do you work with businesses in Florida?
Yes. Learn more on our bucket truck financing Florida page.
Explore more about the financing process and what makes a strong application:
If you’re ready to grow your business or replace an aging truck, we’re here to help. With a streamlined process, no hard pull, and fast funding, getting bucket truck financing has never been easier.
Apply now—no obligation, no pressure.
