Bucket Truck Financing Made Easy

Need a reliable bucket truck financing solution? Whether you're a contractor, utility crew, or service provider, we help established businesses get approved fast—no hard credit pull required. With clear criteria and no tax returns needed, our process is built for speed. If you’ve got a 650+ credit score and 2+ years in business, you’re in the right place.

Who Qualifies for Bucket Truck Loans?

We specialize in helping established small to mid-sized businesses secure bucket truck loans without the runaround. Our clients typically include:

  • Utility contractors handling electric, cable, and telecom work
  • Tree service companies managing residential and commercial trimming
  • Sign installation crews and lighting maintenance providers
  • Municipal service providers and subcontractors
  • Fleet managers replacing or expanding existing trucks

If you're a utility business, see our bucket truck financing for utility companies.

Types of Bucket Truck Loan Programs

  • Lease-to-own options (no residual at the end)
  • Term loans with flexible repayment structures
  • $25K to $500K approvals without full financials
  • Private party and auction purchases allowed

Compare bucket truck leasing vs financing →

Bucket Truck Financing Requirements

  • 650+ personal credit score
  • 2+ years in business
  • Valid business entity (LLC, Corp, etc.)
  • 3 months bank statements
  • Equipment invoice or seller quote
  • Driver’s license

See full bucket truck requirements →

Why Choose TruckLenders for Bucket Truck Loans?

  • Decades of experience in commercial truck financing
  • No hard pull to prequalify
  • Same-day approvals in many cases
  • Minimal paperwork – only what’s essential
  • In-house support from real specialists

Used Bucket Truck Loans vs New

  • Used bucket trucks up to 15 years old
  • Refinancing existing trucks to free up capital
  • Fleet expansion or replacement vehicles

Used Bucket Truck Loan Guide →

Explore Bucket Truck Financing by Category

Bucket Truck Financing FAQs

  • What credit score do I need? 650+ preferred, flexible with strong business backing
  • How fast is the approval process? Most within 24 hours once docs are in
  • Private seller or auction? Yes—we accept all types with proper paperwork
  • Will this impact my credit? No hard pull required to prequalify
  • Do you finance Florida businesses? Yes—visit Our Bucket Truck Financing Florida Page

More Bucket Truck Financing Resources

Get Approved for Bucket Truck Financing Today

Ready to grow your business or replace an aging truck? We make bucket truck financing fast and frustration-free.

  • No Hard Pull
  • No Tax Returns
  • Approvals in 24 Hours

Apply Now →