Looking for the best used dump trucks to finance under $60K? Whether you're upgrading aging equipment or expanding your fleet, we make it fast and easy to get approved — even for private party or auction purchases. Our process is designed for business owners who need real equipment, real fast — without the paperwork headache.
Prequalify in minutes with no impact to your credit.
We specialize in helping small business owners and contractors across industries secure financing for vocational-use trucks, including:
General Contractors & Subcontractors
Grading & Excavation Companies
Landscaping Crews
Hauling & Junk Removal Services
Demolition and Debris Transporters
Asphalt, Paving, and Construction Crews
If your work depends on dump trucks, we can help you get the right equipment without the red tape.
Our financing programs are flexible and tailored to help you secure the best used dump truck for under $60K — whether you're buying from a dealer, auction, or private party.
Here’s what we offer:
Terms from 24 to 60 months
0% down available for strong files
Private party and auction deals welcome
Dealer invoice or equipment listing accepted
Seasonal payment plans available (if qualified)
For more insights, check out our full Used Dump Truck Loan Guide.
To help you move fast, here’s exactly what you’ll need:
Minimum 650 FICO score (soft pull to prequalify)
2+ years in business (LLC, Corp, or Sole Prop)
Valid driver’s license
Voided business check
Last 3 months of business bank statements
Equipment invoice or online listing (from private party, dealer, or auction)
Not sure about your down payment options? See what might be required here.
With over 20 years of industry experience, TruckLenders USA is built for business owners like you. We focus on equipment that gets the job done — not just perfect credit scores.
Here’s why customers choose us:
Fast 4-hour approvals
No tax returns required
0% down options for qualified buyers
We fund private sellers, auctions, and dealers
All deals reported to business credit only
Dedicated support from start to funding
Whether you're buying your first truck or adding to a fleet, we make it frictionless.
Can I finance a dump truck under $60K from Facebook Marketplace or Craigslist?
Yes — we work with private party sellers. Just upload the listing or invoice, and we’ll take it from there.
What if I’m buying from an auction like Ritchie Bros or IronPlanet?
Absolutely — we fund auction purchases regularly. Make sure to request the sale invoice or lot listing when applying.
Do I need a CDL to qualify?
No, you don’t need a CDL to finance the truck. However, if the vehicle class requires it, you’ll need a licensed driver to operate it.
Do you offer 0% down financing?
Yes — we do offer 0% down for strong borrowers with solid financials. Submit your app to see if you qualify.
Can you finance in my state?
Yes, we finance equipment in all 50 states. California, Texas, Florida, and more — we’ve got you covered.
Ready to get moving? Don’t let slow banks or red tape hold you back.
No hard credit pull to prequalify
No tax returns required
Get approved in as little as 4 hours
Buy from private sellers, dealers, or auctions
Apply Now or Prequalify in Minutes to see your options.
