Fast approvals. No tax returns. No hard credit pull.
If you're a dumpster rental contractor, waste hauler, or debris removal specialist, you know how essential roll-off trucks are to your operation. Whether you're scaling your fleet or replacing older equipment, getting the right financing—fast—can be the difference between landing a job or losing it.
At TruckLenders USA, we specialize in roll-off truck financing for waste industry pros. If you have 650+ credit, 2+ years in business, and at least $15K in monthly revenue, we can get you approved—no financials, no headaches.
We’re not a bank. We’re not a one-size-fits-all online lender. We’re a direct commercial financing partner with over 30 years of experience funding vocational equipment for businesses just like yours.
We help:
Dumpster rental companies looking to expand their container delivery capabilities
Waste and recycling haulers ready to replace outdated trucks
Demolition, debris, and site cleanup contractors needing new or used roll-offs fast
Landfill and municipal vendors with seasonal or project-based equipment needs
Startups in waste management ready to buy their first roll-off and hit the ground running
Whether you’re a single operator or managing a small fleet, we work hard to make funding your next truck simple, fast, and flexible.
If it hauls a container, we likely finance it. We work with new and used trucks, from dealers, auctions, or even private sellers.
Eligible equipment includes:
Hooklift roll-off trucks – for maximum container flexibility
Cable hoist roll-offs – rugged, reliable, and industry-standard
Container delivery vehicles – to expand your rental route
Single-unit or fleet purchases – finance one or more units at once
Not sure if your truck qualifies? Let’s talk. If the truck serves the waste or debris industry, we probably have a program for it.
We’re built for small business owners who need straightforward terms, clear pricing, and fast answers.
Key loan features:
Up to $250,000 per approval
Terms from 36 to 72 months
No tax returns or P&Ls required
Finance from dealers, auctions, or private sellers
Soft credit pull only – no impact to your score
Approvals in 24 hours or less
Need help choosing between lenders or comparing offers? We’ll walk you through it, step by step—no pressure, no jargon.
We keep it simple. If you meet the following minimums, you’re already in great shape:
650+ personal credit score (FICO)
2+ years in business (LLC, Corp, or Sole Proprietor)
$15,000+ in monthly revenue
A quote or invoice for your roll-off truck
If you're close but not quite there, we can still review your file and recommend next steps—no commitment required.
We’re not just another online lender. We’ve been financing work trucks and waste equipment since 1988. Our team understands the seasonality, cash flow, and equipment types unique to the waste hauling world.
Here’s what makes us different:
30+ years in vocational asset financing
Experts in roll-off trucks and debris removal fleets
Real human underwriters—not bots or automated declines
Commercial-only financing—we don’t blur the lines with consumer loans
Fast, frictionless process—most customers complete everything online in under 10 minutes
We treat your time with the same respect you treat your clients’ job sites.
Can I finance a used roll-off truck?
Absolutely. We finance used trucks from licensed dealers, private sellers, and auctions—as long as the truck has a VIN and invoice.
Can I finance more than one unit at a time?
Yes. If you’re expanding your fleet or replacing multiple trucks, we can package the deal into a single approval or multiple structured terms.
Do you work with small fleets or single-owner operators?
Yes. Whether you're a one-man crew or running 5+ trucks, we’ve got loan options designed to match your business needs.
Can I buy from a private seller or online marketplace?
Definitely. Just send us the listing or invoice—we’ll handle the rest, including lien searches and seller verification.
Is there a prepayment penalty?
Many of our programs offer no prepayment penalties—you can pay it off early without extra fees. Ask us during your quote.
What if my credit score is just under 650?
We can still review your file and potentially qualify you with stronger business income or a co-signer. It’s worth applying.
Want to learn more about roll-off financing? Check out our guides:
Don’t wait weeks for bank paperwork. We can get you pre-qualified in 60 seconds—no hard credit pull, no tax returns, and no endless back-and-forth.
Prequalify now — fast approvals, zero stress.
