Crane Truck Financing

Looking for Crane Truck Financing?

Crane Truck Financing

Get Fast, Flexible Financing for Your Next Crane Truck

Whether you’re a construction contractor, utility operator, or materials hauler, having the right crane truck is essential to running your operation efficiently and safely. But buying a crane truck—new or used—can tie up serious capital.

That’s where we come in.

At TruckLenders USA, we specialize in crane truck financing for qualified businesses. With 650+ credit, 2+ years in business, and $15K+ in monthly revenue, you can prequalify in under a minute—no tax returns and no hard credit pull required.

Who We Help

Crane trucks are mission-critical for many industries, from lifting and hauling to infrastructure and heavy installation. We finance crane trucks for companies that rely on lifting capacity, precision, and power to do their job.

We work with:

  • Construction Contractors – General contractors, concrete and steel erection crews, rigging services, and more.

  • Material Handling & Logistics Companies – Crane trucks for warehouse-to-site delivery, container handling, and palletized freight.

  • Utility Companies – Powerline, telecom, and water utility contractors who need knuckle booms or articulating trucks.

  • Municipal & Infrastructure Contractors – State and local bidders performing roadwork, storm drain installs, and bridge maintenance.

Whether you’re replacing an aging boom truck or expanding your fleet for a new contract, we’re here to help you move quickly with funding up to $250,000.

Crane Truck Loan Options

Not all crane trucks are created equal—and we finance nearly all of them. From small articulating units to large-scale boom trucks, our financing programs are flexible enough to support your equipment needs and your business model.

Crane Truck Types We Finance:

  • Boom Trucks – Flatbed-mounted cranes with telescoping booms

  • Knuckle Boom Cranes – Folding articulated arms for tight job sites

  • Telescopic Cranes – Long-reach hydraulic extensions for high-access jobs

  • Articulating Cranes – Precision movement for material placement and utilities

Loan Features:

  • New or Used Equipment

  • Dealer or Private Seller Transactions

  • Flexible Terms from 36–72 Months

  • Funding from $15,000 to $500,000+

  • Same-day approvals for qualified buyers

Already have a truck picked out? Submit the invoice or listing and get prequalified today.

Requirements to Qualify

We’re a commercial-only lender, which means we work with businesses—not consumers. Our crane truck financing programs are designed for experienced operators who have steady revenue and good credit.

Minimum Requirements:

  • 650+ Personal Credit Score

  • 2+ Years in Business

  • $15,000+ Monthly Revenue

  • Legal Entity – LLC, Corporation, or Sole Proprietor with EIN

  • Business Checking Account

  • Equipment Listing or Invoice (from dealer or private seller)

No tax returns. No financial statements. No P&L required.
We focus on real-world indicators of business health and get you approved fast.

Why Choose TruckLenders USA?

We’re not just another equipment lender. We’ve specialized in commercial vehicle financing for over 30 years—and crane trucks are one of our core verticals.

Here’s what sets us apart:

  • 30+ Years in Vocational Truck Financing
    We've funded over $1B in commercial trucks and know crane equipment inside and out.

  • Commercial-Only Focus
    We don’t do personal loans or consumer vehicles. Just work trucks for working people.

  • No Tax Returns or P&Ls Required
    Apply with just basic business info, a bank statement, and the truck listing.

  • Fast, Personal Service
    You’ll work with a real financing expert—no call centers, no runaround.

  • High Approval Rates for Qualified Buyers
    If your credit and business history meet our minimums, we’ll get it done fast.

FAQs

Do you finance used crane trucks?
Yes. We finance both new and used crane trucks—dealer or private seller. Used trucks are subject to condition, age, and mileage, but we fund older equipment every day.

Can I buy from a private seller or Craigslist listing?
Absolutely. As long as the truck is in good condition and the sale is properly documented, we finance private-party sales regularly.

Do I need a CDL to get approved?
Not for financing. But if the crane truck requires a CDL to operate (based on GVWR), your driver will need to be properly licensed. The loan itself doesn’t require CDL certification.

Can I finance multiple crane trucks at once?
Yes, if your business qualifies. We can either bundle multiple units into one loan or set up a revolving pre-approval amount you can draw from over time.

Do you offer seasonal payment plans?
Yes. We can structure custom payment terms if your business is seasonal or contract-based. Let us know during the application process.

Related Resources

Looking to dive deeper? Explore our crane truck loan guides:

These resources break down loan strategies, regional tips, and vehicle selection guidance to help you make the right move.

Ready to Finance Your Crane Truck?

If your business meets the basic qualifications—650+ credit, 2+ years in business, and $15K+ in monthly revenue—you’re already in a great position to get approved.

No tax returns. No hard credit pull. No wasted time.

Want to explore more options? Visit our Utility Truck Financing Hub »

Prequalify now—no hard credit pull, no tax returns.

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Construction Equipment Financing

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