Boom Truck Financing for Tree Service: Smart Solutions for Growing Businesses

If you run a tree service company, you know how important the right equipment is — especially a reliable boom truck. Whether you're removing large branches, trimming tall trees, or responding to storm damage, a boom truck (also called a bucket truck) allows your crew to work faster and safer at height.

But there's one problem: these trucks come with a big price tag, often $50,000 to $150,000 or more. Paying in full upfront isn’t realistic for most small business owners — especially startups or those with less-than-perfect credit.

That’s where boom truck financing for tree service can make all the difference. When you finance with a trusted partner like TruckLenders USA, you can get the truck your team needs now and pay over time — without draining your cash reserves.

Why Tree Services Turn to Boom Truck Financing

Running a tree service business takes more than just skill with a chainsaw. You have to manage schedules, keep crews busy, and make smart financial decisions to keep cash flowing.

Here’s why financing boom trucks is often the smartest step:

  • High Equipment Costs: Bucket and boom trucks are a big investment. Few small businesses can afford to pay cash.
  • Cash Flow Is Critical: Like most service-based businesses, income can fluctuate with the seasons. Financing protects your operating budget.
  • Startups Face Extra Hurdles: New tree service companies often don’t have years of financial history, making traditional loans harder to secure.
  • Many Owners Have Lower Credit Scores: Some lenders won’t work with you unless you have perfect credit. We think that’s unreasonable.

Whether you’re just starting out or ready to grow your fleet, getting denied for a boom truck loan can stop your entire business in its tracks. Financing it the right way helps you move forward.

The Benefits of Financing a Boom Truck for Tree Service

Financing isn't just about affordability — it's about setting your business up for success. Here’s why more tree care companies are choosing boom truck financing over paying in full:

1. Keep Your Cash in the Business

Rather than spending $80,000+ in one go, financing lets you spread your payments out over time. That means you keep more money free for payroll, marketing, insurance, and growth efforts.

2. Match Payments to Your Revenue

With fixed monthly payments, financing helps you plan and budget more easily — and if your work spikes during storm season or certain months, you can handle the payments with more consistency.

3. Get the Equipment You Really Need

Instead of settling for an older or less capable truck, financing allows you to get the model that fits your work — whether that’s higher reach, better reliability, or more features for your crew’s safety.

4. Avoid Draining Your Savings

Using your saved capital for one large piece of equipment is risky. Financing helps protect your financial safety net so you're ready for unexpected expenses down the road.

How TruckLenders USA Makes Financing Simple

At TruckLenders USA, we work with tree service companies every day to finance boom trucks fast — without the typical hurdles. Whether you’ve been in business for a decade or you’re just getting started, we’re here to help you move forward.

Here’s what sets us apart:

  • No Hard Credit Pull
    Worried about your credit? Good news: our approval process doesn’t require a hard credit inquiry, so there’s zero impact on your score just to get a quote.
  • One-Page Application
    You don’t need to fill out stacks of paperwork. Our streamlined one-page application gets straight to the point, saving you time and stress.
  • Approvals in 24 Hours
    Need your truck fast? We provide fast approvals — often within just one business day.
  • Startups & Lower Credit Welcome
    We believe everyone deserves access to the equipment they need. That’s why we work with:
    • New tree service companies
    • Small and solo operators
    • Business owners with lower or challenged credit histories
  • Funding in 2–5 Days
    Once approved, your financing can be funded quickly — often within just a few days. You’ll be on the job in no time.
  • Just 3 Months of Bank Statements
    No years of tax returns or lengthy documentation required. We keep it simple: a few bank statements is often all we need.

At TruckLenders USA, we’re not a one-size-fits-all lender. We work with a network of funding partners to find the best match for your business — based on your timeline, budget, and credit story.

See What You Qualify For — No Pressure, No Hassle

We get it — choosing how to finance your equipment is a big decision. At TruckLenders USA, we aim to make it easy, transparent, and pressure-free.

There’s no cost to apply. No hard credit pull. And no obligation to move forward unless it’s the right fit for you.

If boom truck financing for tree service is the next step in growing your business, we’d love to help you take it.

Want more details on the options available? 

Click here to get started and see what you qualify for today.