Box Truck Financing Texas

Box Truck Financing Texas

Fast, Affordable Financing for Texas-Based Businesses

If you’re a contractor, delivery company, or small fleet owner in Texas, TruckLenders USA makes it easy to secure box truck financing—without the red tape. Whether you’re in Dallas, Houston, San Antonio, Austin, or a smaller Texas market, we offer fast approvals, flexible loan options, and no tax returns required.

If you have 650+ credit, 2+ years in business, and at least $15,000/month in revenue, you may qualify today—with no hard credit pull to apply.

Who We Help in Texas

We specialize in commercial financing for vocational buyers across the state of Texas. Whether you’re hauling cargo through I-35, handling residential moves in Dallas suburbs, or managing last-mile delivery in Houston, we’ve got programs built for you.

We help:

  • Local Delivery Companies – Add or replace trucks to handle higher volumes

  • Moving Businesses – Finance dependable box trucks for regional or long-haul moves

  • Final-Mile Logistics Teams – Scale quickly with non-CDL or CDL units

  • Independent Contractors & Small Fleets – Buy used or new trucks without tying up cash flow

From one-truck operators to growing fleets, we support Texas businesses that keep goods and services moving.

Financing Options Available

Whether you're buying your first truck or adding to a fleet, our box truck financing Texas programs are designed for speed and simplicity.

We finance:

  • New or Used Box Trucks – All makes and models eligible

  • Dealer or Private Seller Purchases – Craigslist, Facebook Marketplace, or fleet sales welcome

  • Loan Amounts Up to $250,000 – Finance one or multiple trucks

  • Flexible Terms – 36 to 72 months available

Already have a truck picked out? Send us the listing or invoice, and we’ll handle the rest—no dealership markup, no wasted time.

Requirements to Qualify in Texas

Our process is built for business buyers—not consumers—and that means approvals come fast if you meet a few basic criteria. Here’s what you need to qualify for box truck financing in Texas:

  • 650+ FICO Credit Score

  • At Least 2 Years in Business

  • Monthly Revenue Around $15,000+

  • Active Business Entity – LLC, Corporation, or Sole Proprietor with an EIN

We also require:

  • A valid driver’s license

  • An invoice or online listing of the truck you want to finance

  • Recent business bank statements (usually 3 months)

No tax returns. No profit and loss statements. No hard credit pull to prequalify.

If you’re unsure whether you meet the requirements, our team can review your profile and provide clear next steps.

Why Texas Buyers Choose TruckLenders USA

Texas business owners choose TruckLenders USA for one reason: we move fast—without sacrificing transparency or service. You won’t deal with dealership markups or generic bank delays. We’re a commercial-only lender with over 30 years of experience in box truck financing.

Here’s what sets us apart:

  • No Financials Required – Just basic business docs

  • No Dealer Markups – You’re our client, not the seller

  • Fast-Track Approval Process – Many deals approved same-day

  • Soft Credit Pull Only – Applying won’t affect your score

  • Texas Commercial Lending Experts – We understand your market, routes, and timelines

We’re not just a financing company—we’re a partner to your business growth.

Apply for Box Truck Financing in Texas

If you're ready to add a truck, replace an aging unit, or expand your fleet, we’re here to help you get it done—fast.

Apply for box truck financing in Texas—no hard pull, fast approval.

Want to learn more about loan terms, truck types, or business requirements? Visit our full box truck financing page for details.

Get A Quote Today!

By providing my phone number to Truck Lenders USA, I agree and acknowledge that Truck Lenders USA may send text messages to my wireless phone number for any purpose. Message and data rates may apply. Message frequency will vary, and you will be able to opt-out by replying 'STOP'.