Fast, Affordable Financing for Texas-Based Businesses
If you’re a contractor, delivery company, or small fleet owner in Texas, TruckLenders USA makes it easy to secure box truck financing—without the red tape. Whether you’re in Dallas, Houston, San Antonio, Austin, or a smaller Texas market, we offer fast approvals, flexible loan options, and no tax returns required.
If you have 650+ credit, 2+ years in business, and at least $15,000/month in revenue, you may qualify today—with no hard credit pull to apply.
We specialize in commercial financing for vocational buyers across the state of Texas. Whether you’re hauling cargo through I-35, handling residential moves in Dallas suburbs, or managing last-mile delivery in Houston, we’ve got programs built for you.
We help:
Local Delivery Companies – Add or replace trucks to handle higher volumes
Moving Businesses – Finance dependable box trucks for regional or long-haul moves
Final-Mile Logistics Teams – Scale quickly with non-CDL or CDL units
Independent Contractors & Small Fleets – Buy used or new trucks without tying up cash flow
From one-truck operators to growing fleets, we support Texas businesses that keep goods and services moving.
Whether you're buying your first truck or adding to a fleet, our box truck financing Texas programs are designed for speed and simplicity.
We finance:
New or Used Box Trucks – All makes and models eligible
Dealer or Private Seller Purchases – Craigslist, Facebook Marketplace, or fleet sales welcome
Loan Amounts Up to $250,000 – Finance one or multiple trucks
Flexible Terms – 36 to 72 months available
Already have a truck picked out? Send us the listing or invoice, and we’ll handle the rest—no dealership markup, no wasted time.
Our process is built for business buyers—not consumers—and that means approvals come fast if you meet a few basic criteria. Here’s what you need to qualify for box truck financing in Texas:
650+ FICO Credit Score
At Least 2 Years in Business
Monthly Revenue Around $15,000+
Active Business Entity – LLC, Corporation, or Sole Proprietor with an EIN
We also require:
A valid driver’s license
An invoice or online listing of the truck you want to finance
Recent business bank statements (usually 3 months)
No tax returns. No profit and loss statements. No hard credit pull to prequalify.
If you’re unsure whether you meet the requirements, our team can review your profile and provide clear next steps.
Texas business owners choose TruckLenders USA for one reason: we move fast—without sacrificing transparency or service. You won’t deal with dealership markups or generic bank delays. We’re a commercial-only lender with over 30 years of experience in box truck financing.
Here’s what sets us apart:
No Financials Required – Just basic business docs
No Dealer Markups – You’re our client, not the seller
Fast-Track Approval Process – Many deals approved same-day
Soft Credit Pull Only – Applying won’t affect your score
Texas Commercial Lending Experts – We understand your market, routes, and timelines
We’re not just a financing company—we’re a partner to your business growth.
If you're ready to add a truck, replace an aging unit, or expand your fleet, we’re here to help you get it done—fast.
→ Apply for box truck financing in Texas—no hard pull, fast approval.
Want to learn more about loan terms, truck types, or business requirements? Visit our full box truck financing page for details.
