Utility work demands reliable equipment—and waiting weeks for a loan approval slows down everything. At TruckLenders USA, we provide fast, flexible bucket truck financing for utility companies so you can secure the trucks you need without delays. No hard credit pull required to get started, no tax returns needed, and approvals issued in hours—not days.
Whether you’re a powerline contractor, telecom provider, or local municipal crew, we understand your business—and we know how to get your deal done.
We specialize in working with established utility-focused businesses looking to finance or lease a new or used bucket truck. If any of the below describe your company, you’re in the right place:
Powerline Contractors: Handling electrical infrastructure, outage response, and line upgrades
Telecom Maintenance Companies: Installing fiber, maintaining poles, or servicing aerial networks
Municipal Utility Crews: Streetlight maintenance, traffic signal repair, or water/electrical departments
Privately Owned Utility Crews: Subcontractors serving utility companies or managing private infrastructure
We’ve helped hundreds of teams just like yours get trucks on the road fast—with no hidden fees or unnecessary paperwork.
Our programs are designed to match how real utility companies operate—fast-moving, equipment-heavy, and project-driven. Here’s what we offer:
We finance both new and used bucket trucks, including:
Telescopic & articulated boom trucks
Insulated or non-insulated lift systems
Class 6–8 trucks
Units from dealers, private sellers, or auctions
Don’t overpay at a dealer with inflated in-house financing. We offer true market rates and no dealer markup.
Terms from 24 to 72 months
Lease-to-own and traditional loan structures available
100% financing available for qualified buyers
No down payment required in many cases
Once we receive your documents, most deals are approved within 24 hours, and funds are released in 1–3 business days.
We focus on working with established businesses that meet a few simple criteria. To qualify for bucket truck financing for utility companies, you’ll need:
650+ personal credit score
2+ years in business
A business entity (LLC, Inc., or sole prop)
Consistent monthly revenue (even seasonal is OK)
Driver’s license, bank statements, and an equipment quote
No tax returns or profit & loss statements are needed. We won’t run a hard credit pull unless you’re ready to move forward.
You could go to a bank—but most banks don’t understand your truck, your work, or your urgency. At TruckLenders USA, we’re different.
We specialize in bucket truck financing for utility companies because we know:
Resale value matters: We understand depreciation and residuals on boom lifts and service bodies.
Upfitting isn’t optional: Whether you need a 60-foot insulated boom or a tool-storage body, we know what you’re talking about.
Specs like GVWR or platform height affect loan eligibility—we don’t make you explain it.
We cut the red tape: Our underwriters are in-house, so we don’t slow you down with requests for paperwork you don’t have.
Whether you're replacing one truck or financing five, we’re built for speed and simplicity.
You can prequalify in minutes without a hard credit pull. Just fill out our short form, send in a few basic documents, and we’ll get you a decision—often same day.
Here’s what makes our process different:
No tax returns required
No hard credit check to get started
No hidden fees or dealer markup
No pressure—just answers
Once approved, we’ll fund directly to the dealer or seller of your choice. Private party? Auction? No problem—we’ve handled it all.
Want to explore other options or understand what makes a strong application? Learn more about our bucket truck financing programs.
We’ve helped utility contractors and telecom crews across the country finance the bucket trucks they need—without waiting on a bank or overpaying a dealer.
If your business is growing and you need equipment to keep up, we’ll help you secure the right truck with terms that fit your cash flow.
Prequalify in minutes—no obligation, no hard pull.
