In cities like Albuquerque, Las Cruces, and Rio Rancho, pet owners are demanding convenient, in-home grooming services. But if your business doesn’t have a reliable mobile grooming van, you could be missing out on hundreds—if not thousands—of dollars a week. The problem? Getting financing for grooming vans in New Mexico isn’t always easy, especially if lenders don’t understand your equipment or your state’s specific vehicle restrictions.
Securing grooming van financing in New Mexico can be tricky due to state-specific rules that add complexity to your loan application. New Mexico requires proper titling for commercial vehicles, and depending on the size or weight of your van, Commercial Driver’s Licenses (CDLs) may be required. If the grooming van you’re financing exceeds 26,000 pounds, or if you're hauling any trailers, that’s something lenders must consider before approving your application.
Additionally, insurance requirements can vary by city and county. For example, mobile grooming businesses in Bernalillo County often need specific liability coverage before they can operate legally. Lenders want assurance that the vehicle they're financing won't run into regulatory delays, so missing these details can hold up your funding—or worse, result in a denied application.
It’s also important to note: This is not for personal-use buyers or startup businesses. Lending for grooming vans is strictly for established commercial operations with verifiable income and business history.
At TruckLenders USA, we focus exclusively on commercial borrowers. If you’ve been in business two or more years, have a 650+ credit score, and maintain a minimum of $5,000 in monthly business bank account balances, we may be able to help you secure grooming van financing in New Mexico—fast.
Whether you're an independent pet groomer in Albuquerque looking to expand, or a mobile veterinary service in Las Cruces needing to upgrade your fleet, TruckLenders USA specializes in helping qualified businesses get approved with no-nonsense financing solutions. We understand the unique needs of industries like pet grooming and animal care, and we’re here to save you time and eliminate roadblocks.
TruckLenders USA has been helping commercial businesses finance trucks and specialized equipment for over 30 years — with thousands of deals funded across industries like construction, logistics, landscaping, and transportation. We specialize in matching business owners with lender programs that move at the speed of business.
From box trucks and tow vehicles to specialty builds like grooming vans, we’ve seen it all—and we know how to get results. Our nationwide network allows us to offer competitive programs with local knowledge, including New Mexico’s specific vehicle and title requirements.
You’ll need a credit score of at least 650 to be considered by most lenders we work with. TruckLenders USA only works with borrowers who meet this minimum standard.
Yes. We finance both new and used grooming vans, depending on the condition and age of the vehicle. The invoice or equipment description helps us evaluate your application accurately. For more information on what to expect, check out our guide on grooming van prices.
Once your documents are submitted, most deals are approved in 24–48 hours. You could receive funding within 2–5 business days.
Yes. In New Mexico, weight restrictions and titling rules for commercial use can affect both the equipment you purchase and your financing structure. We'll help guide you through these considerations during your application, and you can also refer to our Grooming Van Truck vs Van Guide for help choosing the right vehicle type.
If you’re an experienced pet care professional and your business is ready to grow, don’t let financing stand in your way. In cities like Albuquerque, Las Cruces, and Rio Rancho, having a mobile grooming van can be the difference between standing out or falling behind.
For groomers in rural areas, be sure to check out our programs on Mobile Grooming Van Loans for Rural Operators, designed specifically to address the challenges of less populated regions.
If you have a 650+ credit score, 2+ years in business, and at least $5,000 left in your bank account each month — prequalify now with no hard credit pull.
