Running a septic business in Florida and need a new or used vacuum truck? Whether you're based in Miami, Tampa, Jacksonville, or a rural part of the state, TruckLenders USA offers fast, flexible septic truck financing tailored to Florida-based contractors. We’ve helped dozens of pumpers and haulers across the state secure funding—no tax returns, soft credit pull, and funding in days.
From residential service routes to municipal pumping contracts, we know how critical your equipment is. Let’s get your next truck on the road—fast.
We work with septic service professionals across Florida, from major metro areas to smaller towns. If your business hauls, pumps, or services septic systems, we’re ready to help.
Our clients include:
Septic contractors in Orlando, Tampa, Jacksonville, Miami, Fort Myers, and Sarasota
Residential and commercial service providers
Portable toilet companies and wastewater haulers
Owner-operators adding a second unit
Multi-truck fleets expanding service zones
Whether you're buying from a local dealer or a Craigslist seller down the street, we’ll walk you through the financing process step by step.
We’re not just national—we’re Florida experienced. Here’s why so many local septic pros trust TruckLenders USA:
We work with Florida-based vendors and manufacturers
No state income tax = easier underwriting decisions
We’ve funded dozens of septic trucks across Florida
We understand your insurance, registration, and route logistics
We finance trucks even in rural counties
From upfitted pumper trucks near Sarasota to auction buys in Jacksonville, we’ve likely already financed a truck just like yours.
Need a custom tank build? Buying a used vacuum truck with 100K+ miles? We’ll finance what makes business sense.
Here’s what we commonly fund:
Vacuum tank trucks
Septic pumpers with aluminum or steel tanks
Custom septic rigs or rebuilt units
Dealer inventory or private party sales
Auction purchases from local or online platforms
Whether it's new, used, or something in between, if the truck holds collateral value and serves a clear business purpose—we’re ready to review it.
We specialize in simple, low-document commercial loans made for Florida septic contractors. Here's what you can expect:
Loan amounts up to $250,000
Flexible terms from 36 to 72 months
No tax returns, P&Ls, or business plans required
Soft credit pull—no impact to your score
650+ credit score recommended
2+ years in business (LLC, Corp, or Sole Prop)
~$15,000/month in revenue
Our application takes just 60 seconds. If you meet these basic criteria, you’re likely to qualify—and we can move fast.
We finance septic trucks across the entire state of Florida. Some of our most active areas include:
Tampa – Residential and commercial pumping businesses expanding routes
Orlando – Septic contractors serving new housing developments
Jacksonville – Owner-operators upgrading older rigs
Miami – High-volume pumpers and portable toilet service fleets
Fort Myers – Private haulers working both coasts
Sarasota – Contractors buying from local dealers and auctions
Even if your business is based in a rural county, we can fund your truck with no location restrictions.
Can I finance a truck from a local seller or auction in Florida?
Yes. We work with both licensed dealers and private sellers, including trucks bought through local auctions or listings like Craigslist and Facebook Marketplace.
What if my business is in a rural Florida county?
No problem. We finance septic businesses statewide—urban or rural. As long as you meet the basic qualifications, location doesn’t affect your approval.
How fast can I get funded in Florida?
Most Florida contractors are approved within 24–48 hours, and we fund as quickly as 1–3 business days after receiving documents.
Want to learn more about our septic truck financing options?
Visit our Septic Truck Financing Hub »
Whether you’re buying your first vacuum truck or adding a fifth unit to your fleet, TruckLenders USA is here to help Florida contractors grow.
Prequalify Now
Soft pull. No tax returns. Fast decisions.
Let’s get your septic truck funded—so you can get back to business.
